I’m in deep credit card debt and can no longer hold the fort, should I do debt conslidation or bankruptcy?
405 asked: I currently owe about $25,000 on 10 cards, I was paying them off with minimum paymetns until i missed a few payments (late fees, interest % to 29%) and now its getting worse and worse. I feel i can no longer keep up with this.
A friend of mine recommended me to do Incharge.org [...]
How serious is it to be $10,000 in credit card debt?
TronBlaster asked: I make $32,000/year and have these monthly payments: $180 car (paid off in next two years), $900 house/utilities, $170 auto insurance, $180 credit card, $54 phone + Gas, groceries, etc.
How long will it take me to pay off my CC debt? Do I NEED to get a second/better paying job? Do any of [...]
Where can I get a low interest loan for debt consolidation?
his temptress asked: I have about $10,000 in credit card debt. The cards have been distroyed for about 9 months. I always pay more than the minimum amount due, never late payments etc. I cannot seem to make any headway. I pay almost $400 a month combined and it hardly does [...]
Is debt consolidation the best answer for me?
catchthissound asked: My husband and I were recently told by a lending company that if we put all of our debts on payment plans, and got a credit card to start out our credit, they would give a loan. Would it be easily to consolidate all of our debts, which don’t include any credit card [...]
Has anyone had any experience with debt consolidation?
Susie in Tx asked: What is the best company? I have been ill, bills are mounting, unable to pay my bills getting really behind.Edwardo
Does anyone know of a good high debt consolidation place?
maple727 asked: I am trying to help my grandmother consolidate some debt, but the amount totals to around 50,000. She can’t get anything out of her home, due to medical issues and having to borrow, but I’m having a hard time trying to find something that will work.
I would like to find a place that [...]
is it true if you use debt consolidation svc, they want your power of attorney to act on your behalf?
carolyne w asked: I’ve delayed getting help for credit-card debt because I was told by one company they want my power of attorney which needs to be notarized before I can do business with them. I think that’s scary!Guy
Question about Paying off a Credit Card?
Scott P asked: Have a relatively high credit card amount I’m paying off. I think its at a point where the payments Im making are not really going to get this paid off with the APR. What is my next best step to get this paid off? Thought about debt consolidation or [...]
what’s the difference between refinancing and debt consolidation?
Phyllis S asked: I want to refinance and include my home equity loan and get extra money for a new car. What is the right option?Nickolas
What is the best and easiest way for debt consolidation?
ticktock asked: A while back, I got a line of credit to pay off other loans with higher interest rates. It has helped a great deal, until now. All of a sudden, we have more bills. I feel like I’m over-loaded with bills, bills, and more bills lately. Is there another type of loan with [...]