I’m in deep credit card debt and can no longer hold the fort, should I do debt conslidation or bankruptcy?
405 asked: I currently owe about $25,000 on 10 cards, I was paying them off with minimum paymetns until i missed a few payments (late fees, interest % to 29%) and now its getting worse and worse. I feel i can no longer keep up with this.
A friend of mine recommended me to do Incharge.org [...]
If take out a debt consolidation loan secured through your home will that affect if we try to refinance mortg?
Stephanie B asked: needing to consolidate credit card debt. but would like to in future refinance home soon. will it cause a problem with refinance if secure with home?Eldridge
What is the best debt consolidation service to use?
Kathy S asked: Im Looking at a lot of credit card debt and its beginning to become to much for me. What services if any are the best to use when looking to consolidate? Fyi im have about 7 different credit cards with some substancial amounts on them!!Help Please!Shad
Which credit counseling service is the best to use?
? Mary ? asked: I am not looking for debt consolidation service, but a credit counseling service. I do not have any credit card debt, but I do have over $4,500 in total debt on all of my credit reports. Which one is best?Bryon
How do i get my credit card company to cancel my debt?
drgreenbean asked: i owe $16000 on my 4 credit cards all with chase and cant even make my minimum payment on any card. i lost my job and my wife is 2 months pregnant and i need help. i called a credit consolidation place, but they just want to add [...]
Credit card debt help?
marisol_bravo713 asked: I am currently in debt about $3000 on some credit cards. I try to pay the minimun but with school, moving, a car note, and utilities, I’ve fallen behind. Most of the debt consolidation companies I come across require a debt of $5000+. Is there a company that can maybe help me with [...]
$125,000 Credit Card Debt?
Simon-T asked: We are a married couple, both are 32 year old, we lost jobs 2 years ago & came up with $125k unsecured debt. Now both are working & our monthly income is around $6k before tax, which is $4500 after.
Our expense for home rent, car payment, … is about: $3500. So what [...]
Can debt consolidation have a negative impact on my credit profile?
shargnu asked: How can debt consolidation affect my credit history/profile? How will it affect my credit score now? What if I want to buy a house within the next 2 years?
What if I want to buy a car within the next year?Clint
Where can I find a loan to pay off My credit card debt?
christmas for my daughter asked: I have $10000 in credit card debt. I need a loan to pay this because consolidation isn’t working. Is there a website or something I can go to for this specific reason?
I do not own any propertyFrederick
Debt consolidation will leave you with a huge debt ratio, and close all your credit cards?
Monkeybear Vancougle asked: When you consolidate debt, it shows all old debts as being paid, etc, but the one new debt ratio, which is the amount being owed to the consolidation company will be huge. QUESTION: Does It lower the credit score to have a huge debt ratio like this?
OTHER QUESTION: and you also [...]