Archive for August, 2009
If you have lower credit scores, where can you turn for help with refinancing?
curious in alabama asked: Let’s say you are approved to borrow 70% of your home’s value for debt consolidation. The problem here is that your debt load requires you to borrow more than the value of your home. Where do you turn when you cannot get a co-signer with a credit score high enough [...]
Need some good advice, I am struggling in debt and my paycheck is already being garnished.I don’t own a home.
missthang1960 asked: I have used a debt consolidation company but basically got burned. So my problem now is my creditors want more than I can afford to pay them a month. I am depressed about this and they have threatened to take more legal action if I don’t pay them what they are asking. (There [...]
Does anybody know of a good on-line company that can help you get out of debt or loan money w/o charging a lot
BethyB asked: I know there are lots of websites that will loan money or do debt consolidations, there are so many I just dont know who to trust. Has anybody had any expierience with any of them or have any suggestions?Haley
Debt consolidation loan for 5,000 with 580 credit score?
Being my own boss… asked: I have 3 active garnishments and would like to take out a consolidation loan to pay off all 3 of these plus another loan. I need about 5000. I do have a cosigner, but she filed bankruptcy about 6 years ago. I’ve applied at first national and citifinancial to be [...]
Debt consolidation vs. debt management?
stcpcpm1mom asked: What is the difference? What should I go with to help pay off my debt quickly?
Little background - Decent credit (690-710 range). Husband has several credit cards and I don’t know the total debt, I have 1 (with a $1400 balance). To combat the high CC rates, we managed to get a line [...]
Need help with Debt Consolidation?
cartmansmom asked: My husband and I want to consolidate our debt to save money on interest and fees… but there are so many scams out there! What are some good companies? How can we tell whether a company is any good? How much (if anything) should we pay the company that does [...]
Debt Consolidation Loans for people who don’t have homes and have extremely bad credit?
jaliahbug23 asked: I owe about 10,000 on medical bills and about 5,000 on other unsecured items. I earn about 40,000.00 before taxes. Is there a company who can and will give me a debt consolidation loan with bad credit and no homeownership? I am trying to help myself.Aline
Is it worth seeing a dept consolidation company?
David M asked: I have seen adverts for dept consolodation companies, that promis to reduce your loans, how does this work? surely they are making money from you otherwise they wouldnt be in buisness? Any other advice about Debts? I cant seem to get a grasp of my money.Joan
Does anyone know of a good high debt consolidation place?
maple727 asked: I am trying to help my grandmother consolidate some debt, but the amount totals to around 50,000. She can’t get anything out of her home, due to medical issues and having to borrow, but I’m having a hard time trying to find something that will work.
I would like to find a place that [...]