Archive for the ‘Personal Finance’ Category
If take out a debt consolidation loan secured through your home will that affect if we try to refinance mortg?
Stephanie B asked: needing to consolidate credit card debt. but would like to in future refinance home soon. will it cause a problem with refinance if secure with home?Eldridge
Debt Consolidation Loan w/ Horrible Credit?
angel3029 asked: Does anyone know of where I can get a debt consolidation loan with a score of 519? I have a decent monthly income now but I have so many different debts I can’t seem to get ahead. I’ve heard too many horror stories about debt management companies to try them and I don’t [...]
Is doing “nothing” better than declaring bankruptcy when can’t keep up with credit card/medical debt anymore?
ckr t asked: Can’t even afford “debt consolidation” either since can’t afford monthly payment to have all debts paid off within a certain time frame…Have been heavily burdened and stressed trying to make minimum payments over the last six months and just can’t do it anymore! Is bankruptcy the best thing to do? I am [...]
Is a Debt consolidation/personal unsecured loan a good plan?
simonselmira asked: We currently have three auto loans and three credit card, making six payments going out each month. The average APR on all come to 11%. Some of the autos were used so the APR was not so great and the CC are from ages ago when our FICO wasn’t that great [...]
Debt Consolidation Loans?
Just Wondering asked: I was wondering if anyone knows which companies offer the best debt consolidation loans. I would like to consolidate my credit cards and my vehicle loan if possible. I have done some research online but have only found a few companies that offer debt consolidation loans and I am not [...]
Doea anyone know of a company that will give debt consolidation or home quity loans to people with bad credit?
kkkkkkBb asked: My fiance and I have not great credit, but we make a decent amount money and are looking to consolidate debt so that we can get out of it! We have about $40k in equity in our house, and we will need about $30k to consolidate. We have a combined income of $77,000. [...]
How to get a Debt Consolidation Loan with really bad credit?
left_you_smiling asked: I have a very poor credit rating. I want to get a loan to consolidate all my bills. Does anyone know of a loan company that they have dealt with that may loan to me? Thank you…Johnie
Credit Debt and Bankruptcy?
lysamarie asked: I am going to file bankruptcy. From what I’ve been told I need to stop paying my credit cards now and give them a year before I file? Also, we just bought a ring and haven’t even made the first payment yet so should I not make any payments or should [...]
What should I do to handle my debt? Loans? Consolidation?
Askepios asked: Ok so im about $6500 in debt. I have a credit score of 696 the last time I checked but recently have had a very bad run of jobs. I am now with a GREAT company (Alltel) and bring home about $2000-$3000 depending on sales. But right now im at the point to [...]
Has anyone had any experience with debt consolidation?
Susie in Tx asked: What is the best company? I have been ill, bills are mounting, unable to pay my bills getting really behind.Edwardo