Archive for the ‘Credit’ Category
I’m in deep credit card debt and can no longer hold the fort, should I do debt conslidation or bankruptcy?
405 asked: I currently owe about $25,000 on 10 cards, I was paying them off with minimum paymetns until i missed a few payments (late fees, interest % to 29%) and now its getting worse and worse. I feel i can no longer keep up with this.
A friend of mine recommended me to do Incharge.org [...]
Should I use a loan to payoff some credit card debt?
s.dimeo asked: I currently owe approximately 10,000 in credit cards and an additional 30K in Student loans. I make my payments on time, though usually right at or slightly above the minimum. I received a pre approved loan (I assume debt consolidation) from citifinancial for 6000. I was curious to see if it [...]
Getting out of high interest credit card debt?
ME asked: We have a high balance on some high interest rate credit cards. We own our home…I am wondering if there is any tips or info on refinancing and including our credit card debt into the refinance or debt consolidation. I don’t know much about it. How much is normal to be charged for [...]
What is the best debt consolidation service to use?
Kathy S asked: Im Looking at a lot of credit card debt and its beginning to become to much for me. What services if any are the best to use when looking to consolidate? Fyi im have about 7 different credit cards with some substancial amounts on them!!Help Please!Shad
How serious is it to be $10,000 in credit card debt?
TronBlaster asked: I make $32,000/year and have these monthly payments: $180 car (paid off in next two years), $900 house/utilities, $170 auto insurance, $180 credit card, $54 phone + Gas, groceries, etc.
How long will it take me to pay off my CC debt? Do I NEED to get a second/better paying job? Do any of [...]
Can you use a student debt consolidation loan for personal use?
mistyerious asked: I have researched online and am still not clear on how this works. I really need a personal loan to help out with some other bills and am no longer able to take my classes. I am now in deferrment on my federal loan and they don’t do credit checks or [...]
how does debt settlement thru a debt relief agency affect ones credit and for how long?
Doreen T asked: i want to do debt consolidation thru a company but am very wary. with the way the economy is going im am begining to fall alittle behind ect ectRudy
What is the best solution for unsecured credit card debt?
Tootsie asked: No home ownership
debt settlement vs. consolidation?
Too many companies to choose from & they all boost their offers! Scam or legitimate?Domenic
Where can I get a low interest loan for debt consolidation?
his temptress asked: I have about $10,000 in credit card debt. The cards have been distroyed for about 9 months. I always pay more than the minimum amount due, never late payments etc. I cannot seem to make any headway. I pay almost $400 a month combined and it hardly does [...]
Is debt consolidation the best answer for me?
catchthissound asked: My husband and I were recently told by a lending company that if we put all of our debts on payment plans, and got a credit card to start out our credit, they would give a loan. Would it be easily to consolidate all of our debts, which don’t include any credit card [...]